RothIRAHub maintains rigorous editorial standards to ensure every article is accurate, complete, and current. This page details how the Curator sources material, fact-checks, routes pillar articles through external technical review, and handles corrections.

Primary Sources: The Foundation of Accuracy

All content is curated from official government publications and statutory materials:

  • IRS Publication 590-A: Contributions to Individual Retirement Arrangements (IRAs)
  • IRS Publication 590-B: Distributions from Individual Retirement Arrangements (IRAs)
  • Internal Revenue Code Section 408A: Roth IRA statutory rules
  • Treasury Regulations: Official IRS interpretation of the tax code
  • IRS Guidance Documents: Revenue Rulings, Private Letter Rulings, and other official guidance

We do not rely on secondary sources, interpretations from other websites, or speculation about what the rules might mean. If you see a citation to an IRS publication or regulation on RothIRAHub, the Curator has read and verified it against the primary source.

Fact-Checking Process

Every article goes through several checks before publication:

Initial research: The Curator gathers primary source materials — IRS publications, Internal Revenue Code sections, Treasury regulations, and IRS notices — and drafts the article against those sources.

Source cross-check: Every numerical claim, eligibility threshold, and rule citation is cross-checked against the original IRS document before publication. Secondary sources (blog posts, other websites, AI outputs) are not accepted as authority.

Clarity pass: The article is re-read for readability and to confirm that complex concepts aren’t oversimplified into statements that are clear but wrong.

Currency check: Before publication, all rules, thresholds, and limits are verified against the tax year being discussed, including any recent IRS notices or SECURE 2.0 provisions that may have taken effect.

Technical review by credentialed professionals

In addition to the internal checks above, pillar articles are being enrolled in a paid technical review program with credentialed tax professionals — Certified Public Accountants (CPA), Enrolled Agents (EA), or tax attorneys. The reviewer reads the article against IRS primary sources and signs off in writing if they’re satisfied that the tax-technical content is accurate as of the review date.

After sign-off, the reviewer’s name, firm, and credentials are published on the article and on the reviewer page. Articles that haven’t yet completed technical review don’t display a reviewer — we don’t claim review that hasn’t happened.

See the Technical Review Program page for how the program works and its current status.

Update Frequency and Maintenance

Content is reviewed and updated on the following schedule:

Periodic sweeps: Articles are re-checked for currency at least annually, and more often when IRS guidance or legislation changes a rule they rely on.

Annual threshold updates: Contribution limits, income phase-out ranges, and other indexed amounts are updated annually by January 31.

Breaking news: If major tax law changes occur (such as new legislation or significant IRS guidance), affected articles are updated immediately.

Correction implementation: When errors are reported and verified, corrections are implemented within 24 hours.

Review and update policy

Articles on this site fall into one of three editorial states:

  • Reviewed by an external expert — the reviewer is named on the article with their credentials and the date of review.
  • Editorial — review pending — the article has not yet completed external technical review.
  • Editorial reference content — factual reference material (glossary entries, trackers, archive index, navigation pages) where external review isn’t the right signal.

When a reviewed article is updated, our policy distinguishes between four kinds of change:

Mechanical updates — annual IRS-figure updates (contribution limits, MAGI phase-outs, IRMAA tiers, RMD ages, etc.) and routine editorial polish (typos, clarity edits, additional citations, internal links). These do not require re-review. They are logged in the article’s “Last updated” line and recorded in the site’s git history.

Substantive changes — new statutory analysis, changed recommendations, or significant new content. These require additional review by the article’s reviewer (or another credentialed reviewer) on the affected section. While the additional review is pending, the byline notes “Editorial updates since review” with the date and section.

Material rewrites — wholesale restructure or fundamental change in the article’s conclusion. These trigger a full re-review and a new “Reviewed on” date.

Annual re-affirmation — once a year, each reviewed article is re-affirmed by its reviewer (or another credentialed reviewer) against the diff of changes since the last review.

When more than one reviewer has worked on an article over time, all of their names remain on the byline with their respective dates and the scope of their review. We do not drop earlier reviewers when a subsequent reviewer revises an article — review is a chain of custody, not a single signature.

Every change of every kind is recorded in this site’s git history. The full editorial trail — corrections, regulation updates, and methodology notes — is summarized on the public changelog and corrections log.

Education vs. Advice: Important Legal Distinction

This site is educational, not advisory. We explain how rules work. We don't tell you what to do with your money. This distinction matters legally and practically.

We might say: "The pro-rata rule applies to backdoor Roth conversions if you have traditional IRA balances. Here's how it works..." (educational)

We won't say: "You should do a backdoor Roth conversion because it will save you taxes." (advisory)

Educational content explains rules and principles. Advisory content tells you to take specific action based on your personal situation. Only a tax professional who knows your complete financial picture should provide advice. RothIRAHub — and the Curator behind it — publishes education, not advice.

Correction Policy: How We Handle Errors

If you spot an error, please report it immediately through our contact page. When we receive a correction report:

  1. Verification: We verify the reported error against primary sources. If we can confirm the error is accurate, we proceed with correction.
  2. Fix and re-cite: The correction is drafted and cross-checked against the relevant IRS primary source. If the affected article has a named technical reviewer, the fix is sent back to them for confirmation before it’s published.
  3. Implementation: The correction is implemented immediately. We update the article and note that a correction was made (without excessive highlighting unless the error was significant).
  4. Transparency: For significant errors that might have affected readers' decisions, we note the correction clearly on the page.

Types of Content We Cover

RothIRAHub focuses exclusively on Roth IRA rules as established by the IRS. We cover:

  • Contribution rules and eligibility
  • Withdrawal rules and distributions
  • Conversion rules and strategies
  • Inherited Roth IRA rules
  • Rollovers and 401(k) conversions
  • Interactions with Social Security, Medicare, and ACA

We do not cover:

  • Investment advice (which funds to buy)
  • Tax advice (whether you should do X for your situation)
  • Financial planning (how much you should save)
  • Recommendations for specific brokerages or products

Contact Information for Errors and Feedback

If you've found an error, have editorial feedback, or want to suggest a new topic, please contact us. We read and respond to all substantive feedback.